Posts by: rena k

bank's credit costs calculation
Hi, Can I know how do I calculate the credit costs for impaired loans for banks? Is it correct if it total provisions made for impaired loans / total loans for the time period. Based on the reported figures for 4Q 2020: total provisions made for impaired loans are : S$241 million Total loans... Read More
Go to post added 2 months ago
Banks - Key CAMELS Ratio
Can I understand for banks' operating profit, do we commonly take preprovision profit before tax? If so, how do we calculate preprovision profit before tax?   Please correct me if I'm wrong for the PPOP calculations for banks: PPOP = (net interest income + total non interest income - i.e. fee in... Read More
Go to post added 3 months ago